Finance

Learning your checking account has been exposed to fraud is no fun. Here’s what to do if it happens to you:

Every day, thousands of people fall for fraudulent emails, texts and calls from scammers pretending to be a bank.

Are you writing fewer checks? Take it from this banker: That’s a very good thing.It’s 2022.

Guyana’s economy is projected to grow by 86 percent this year, according to the IMF.

Take time for some financial “spring cleaning” and you might just find some extra dough. Budgeting apps like Mint are a great place to start.

If you are like most of us, you probably wish you could spend less and save more. It is easier than you think with a few simple changes.

If you’re a young professional, it’s likely that retirement is the last thing on your mind. With so many unknown factors in a lifetime, it is vital to start saving early for retirement.

WalletHub has released its top 10 personal financial resolutions for 2019:

Previously, retirement plans included lifetime income annuities and pensions, called “defined benefit” plans, but private sectors moved away from these and offer employer-sponsored 401(k) plans instead. The 401(k) retirement plans are stricter, in that retirees must make their retirement savings last as long as possible or risk outliving their own savings.

It’s no secret that North Carolina has long been known as having one of the world’s most successful innovation economies. The recent rise of the fintech industry in the state is yet another example.

I recently attended Fintech Generations, the Southeast’s premier fintech conference, and left with many valuable takeaways. As a marketer, the following was the most meaningful.

Fintech, or financial technology, is a new and thriving global industry. In essence, fintech companies are those that leverage technology to disrupt or enhance financial services.

Too often, business owners try to deduct every possible expense, but this can be counterproductive. It makes your business appear less profitable on paper, which could limit the amount of money you can borrow to help grow your business.

The explosive growth of the financial technology, or fintech, industry has continued into 2018.

So, you finally got something back from the government and you want to run right out and spend it. Hold on just a second; here’s what you should do with that refund:

Did you know that business owners typically have only 24 hours to identify and return fraudulent bank account activity? Most don’t.

“I’m less concerned about whether being a good corporate citizen burnishes a company’s reputation … I believe it’s a responsibility, and there is no negotiating on responsibilities.” – Ursula Burns, CEO, Xerox

Taking time to search for the right bank or lender may mean the difference between business success and failure. A commercial loan officer not only provides the short and long-term financing your company needs, but is a great source for information on networking opportunities, contacts and professional advice.

Have you thought about retirement? Most business owners, unless they’re 10 years away from the normal retirement date, haven’t given it much thought. Business owners who are serious about achieving true financial independence need to immediately begin thinking strategically and take the essential steps to implement a solid retirement plan. Their plan should contain many elements, including: